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Advantages   Service Industry Standard JCTWEB Merchant Account Application Fee $95-$250 Non-Refundable FREE Setup Fee $49 - $150 FREE Internet Credit Card Processing Software with Web Terminal $195-$495 FREE Checks by Web, Phone, and Fax: Allows you to accept checks via the Internet, phone, or fax. $300 FREE Web Shopping Cart $300 FREE Programming Charge $50-$95 FREE Shipping and Handling Charge $20-$35 FREE American Express Setup Fee $25-$50 FREE Average Approval Time 1 - 2 weeks Same-Day approval Technical Support Hours 8am-8pm Monday-Friday 24 hours per day 7 days per week Internet / Mail / Phone Order Discount Rate 2.95% 2.25% Internet / Mail / Phone Order Transaction Fee 35-50 cents per transaction 25 cents per transaction Retail Discount Rate (face-to-face sales) 1.95% 1.85% Retail Transaction Fee (face-to-face sales) 30-45 cents per transaction 25 cents per transaction Statement/Customer Service Fee $12-$20 per month $10.00 per month Internet Processing Software Gateway Fee $35-$45 per month $16.95 per month

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